:root{--navy:#1C2E5E;--blue:#3966AF;--orange:#EC7133;--bg:#F5F7FB;--line:#E3E8F2;--mute:#5B6784;--soft:#EAF0FA}
*{box-sizing:border-box}body{margin:0;font-family:'Inter',system-ui,sans-serif;background:var(--bg);color:var(--navy);line-height:1.5}
a{color:var(--blue)}header{background:#fff;border-bottom:1px solid var(--line);padding:12px 32px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.brand{font-weight:700;font-size:22px;letter-spacing:.2px}.brand span{color:var(--orange)}
.hero{background:var(--navy);color:#fff;padding:56px 24px 64px}.wrap{max-width:1000px;margin:0 auto}
.pill{display:inline-block;background:var(--orange);color:#fff;border-radius:999px;padding:6px 14px;font-size:14px;font-weight:700}
h1{margin:16px 0 12px;font-size:42px;line-height:1.1;max-width:760px}h2{margin:0 0 12px;font-size:26px}
main{max-width:1000px;margin:0 auto;padding:36px 24px 64px;display:flex;flex-direction:column;gap:28px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}.row{display:flex;flex-wrap:wrap;gap:16px}.row>*{flex:1 1 230px}
.num{width:34px;height:34px;border-radius:17px;background:var(--soft);color:#2B4C86;font-weight:700;display:flex;align-items:center;justify-content:center;margin-bottom:8px}
label{display:flex;flex-direction:column;gap:6px;font-size:15px;font-weight:500}
input,select,textarea{font:inherit;min-height:48px;border:1px solid #C9D2E3;border-radius:10px;padding:0 14px;background:#fff}textarea{padding:12px 14px;min-height:90px}
.btn{min-height:48px;border:0;border-radius:12px;background:var(--blue);color:#fff;padding:0 24px;font:inherit;font-weight:700;font-size:16px;cursor:pointer}
.btn.alt{background:#fff;color:#2B4C86;border:1px solid var(--blue)}.btn.go{background:var(--orange)}.btn:disabled{opacity:.5;cursor:not-allowed}
.note{background:var(--soft);border-radius:12px;padding:16px}.warn{background:#FDEEE5;border-radius:12px;padding:16px}.ok{background:#E6F4EA;border:1px solid #1E6B3A;border-radius:12px;padding:16px}
.err{color:#B3261E;font-size:14px}.muted{color:var(--mute);font-size:14px}.hide{display:none!important}.hp{position:absolute;left:-9999px}
.chk{flex-direction:row;gap:12px;align-items:flex-start}.chk input{width:24px;min-height:24px;height:24px;margin-top:2px}
table{width:100%;border-collapse:collapse;font-size:15px}th,td{text-align:left;padding:10px 8px;border-top:1px solid var(--line);vertical-align:top}th{color:var(--mute);font-size:14px}
tr.sel{background:var(--soft)}.badge{border-radius:999px;padding:3px 10px;font-size:13px;font-weight:700;background:var(--soft);color:#2B4C86;white-space:nowrap}
.badge.warn2{background:#FDEEE5;color:var(--navy)}.badge.good{background:#E6F4EA;color:#1E6B3A}.badge.bad{background:#FDE8E8;color:#B3261E}
@media(max-width:600px){h1{font-size:32px}header{padding:12px 16px}.hero{padding:40px 16px}main{padding:24px 16px}}

h1,h2,h3{font-family:'Fraunces',Georgia,serif;font-weight:600}
.logo{height:36px;width:auto;display:block}
.hero p.lead{max-width:680px;font-size:18px;color:#D5DDEE}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px}.steps .card{padding:16px}
.grp{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--orange);margin:20px 0 8px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 16px;margin-bottom:8px}
summary{cursor:pointer;font-weight:600;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
summary::-webkit-details-marker{display:none}summary::after{content:'+';color:var(--orange);font-size:20px;line-height:1}
details[open] summary::after{content:'\2212'}details p{margin:0 0 14px;color:var(--mute)}
fieldset{border:0;padding:0;margin:0}legend{font-size:15px;font-weight:500;padding:0;margin-bottom:6px}
.sect{font-family:'Fraunces',Georgia,serif;font-size:19px;font-weight:600;margin:8px 0 -4px;padding-top:12px;border-top:1px solid var(--line)}
.sect:first-child{border-top:0;padding-top:0}.opt{font-weight:400;color:var(--mute);font-size:13px}
.checks{display:flex;flex-wrap:wrap;gap:8px}.checks label{flex-direction:row;align-items:center;gap:8px;border:1px solid #C9D2E3;border-radius:10px;padding:10px 14px;background:#fff;font-weight:500}
.checks input{width:20px;min-height:20px;height:20px;margin:0}
.banner{background:var(--orange);color:#fff;padding:10px 16px;text-align:center;font-weight:600}.banner a{color:#fff}
footer{text-align:center;color:var(--mute);font-size:13px;padding:24px}
body.embed{background:transparent}body.embed main{padding:0;max-width:none}
